:root{--bg:#f5f7fb;--surface:#fff;--surface2:#f8fafc;--ink:#101828;--muted:#667085;--line:#e4e7ec;--primary:#4f46e5;--primary2:#7c3aed;--soft:#eef2ff;--mint:#14b8a6;--amber:#f59e0b;--danger:#e11d48;--shadow:0 18px 50px rgba(16,24,40,.08);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;background:var(--bg);color:var(--ink);font-family:Pretendard,"Noto Sans KR",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;letter-spacing:-.02em}button,input,select{font:inherit}button{cursor:pointer}a{color:inherit}.shell{width:min(1180px,calc(100% - 40px));margin:auto}.mono{font-family:"SFMono-Regular",Consolas,monospace}
.topbar{position:sticky;top:0;z-index:30;background:rgba(245,247,251,.9);backdrop-filter:blur(18px);border-bottom:1px solid rgba(228,231,236,.85)}.nav{min-height:70px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:10px;font-weight:950;font-size:20px;text-decoration:none}.brand-mark{width:35px;height:35px;border-radius:11px;background:linear-gradient(135deg,var(--primary),var(--primary2));display:grid;place-items:center;color:#fff;box-shadow:0 8px 20px rgba(79,70,229,.28)}.brand-mark:after{content:"∑";font-size:18px}.nav-links{display:flex;gap:5px;margin-left:auto}.nav-links a{padding:10px 12px;border-radius:11px;color:var(--muted);font-size:13px;font-weight:800;text-decoration:none}.nav-links a:hover,.nav-links a[aria-current=page]{background:#fff;color:var(--ink);box-shadow:0 3px 12px rgba(16,24,40,.06)}.hub-link{border-radius:12px;background:var(--ink);color:#fff;padding:11px 15px;font-size:12px;font-weight:900;text-decoration:none}
.hero{position:relative;overflow:hidden;padding:72px 0 52px}.hero:before{content:"";position:absolute;width:470px;height:470px;border-radius:50%;background:radial-gradient(circle,rgba(99,102,241,.17),transparent 68%);right:-120px;top:-190px}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;border-radius:999px;background:var(--soft);padding:8px 12px;color:var(--primary);font-size:11px;font-weight:950;letter-spacing:.05em}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--primary)}h1{max-width:760px;margin:22px 0 18px;font-size:clamp(42px,6vw,68px);line-height:1.04;letter-spacing:-.065em}h1 em{background:linear-gradient(100deg,var(--primary),var(--primary2));-webkit-background-clip:text;color:transparent;font-style:normal}.hero-copy{max-width:680px;margin:0;color:var(--muted);font-size:17px;line-height:1.75}.hero-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:25px}.btn{min-height:44px;display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:13px;background:linear-gradient(135deg,var(--primary),var(--primary2));padding:0 17px;color:#fff;font-size:12px;font-weight:900;text-decoration:none}.btn.secondary{border:1px solid var(--line);background:#fff;color:var(--ink)}.preview{position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(150deg,#111827,#25304d);padding:27px;color:#fff;box-shadow:0 25px 65px rgba(16,24,40,.2)}.preview:after{content:"";position:absolute;width:210px;height:210px;right:-70px;top:-85px;border-radius:50%;background:rgba(99,102,241,.23)}.preview small{position:relative;z-index:1;color:#cbd5e1;font-weight:800}.preview strong{position:relative;z-index:1;display:block;margin:28px 0 9px;font-size:38px;letter-spacing:-.05em}.preview p{position:relative;z-index:1;margin:0;color:#aeb8c8;font-size:12px;line-height:1.65}.preview-steps{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:24px}.preview-steps span{border:1px solid rgba(255,255,255,.1);border-radius:12px;background:rgba(255,255,255,.07);padding:12px;color:#cbd5e1;font-size:10px}.preview-steps b{display:block;margin-top:5px;color:#fff;font-size:12px}
.ad-slot{display:none;margin:28px auto}.ad-slot small{display:block;margin-bottom:5px;font-size:9px;font-weight:900;letter-spacing:.15em}.section{padding:56px 0}.section.alt{border-top:1px solid var(--line);background:#eef1f7}.section-head{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:24px}.kicker{margin-bottom:9px;color:var(--primary);font-size:11px;font-weight:950;letter-spacing:.1em;text-transform:uppercase}h2{margin:0;font-size:34px;line-height:1.2;letter-spacing:-.045em}.section-head p{max-width:620px;margin:0;color:var(--muted);font-size:13px;line-height:1.65}
.bench{display:grid;grid-template-columns:360px 1fr;gap:18px;align-items:start}.panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 36px rgba(16,24,40,.05)}.input-panel{position:sticky;top:90px;padding:24px}.panel-head{display:flex;align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid var(--line);padding-bottom:18px}.tool-id{display:flex;align-items:center;gap:12px}.tool-icon{width:43px;height:43px;display:grid;place-items:center;border-radius:14px;background:var(--soft);color:var(--primary);font-size:18px;font-weight:950}.panel-head small{color:var(--primary);font-size:10px;font-weight:900}.panel-head h2,.panel-head h3{margin:3px 0 0;font-size:19px}.form-grid{display:grid;gap:14px;margin-top:18px}.field-label{display:block;margin-bottom:7px;color:#344054;font-size:12px;font-weight:850}.field-wrap{display:flex;align-items:center;overflow:hidden;border:1px solid var(--line);border-radius:13px;background:var(--surface2)}.field-wrap:focus-within{border-color:var(--primary);box-shadow:0 0 0 3px var(--soft);background:#fff}.field-wrap input,.field-wrap select{width:100%;min-width:0;border:0;outline:0;background:transparent;padding:12px 13px;color:var(--ink);font-weight:800}.field-wrap input{text-align:right}.field-wrap span{padding-right:13px;color:var(--muted);font-size:12px;white-space:nowrap}.field-help{margin-top:6px;color:var(--muted);font-size:10px;line-height:1.45}.choice{display:grid;grid-template-columns:repeat(2,1fr);gap:6px}.choice button{min-height:40px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--muted);font-size:11px;font-weight:900}.choice button.active{border-color:var(--primary);background:var(--primary);color:#fff}.calc-btn{width:100%;margin-top:20px;border:0;border-radius:14px;background:var(--ink);padding:14px;color:#fff;font-weight:950}.input-note{margin:12px 0 0;color:var(--muted);font-size:10px;line-height:1.55;text-align:center}
.result-panel{padding:27px}.toolbar{display:flex;align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid var(--line);padding-bottom:18px}.toolbar small{color:var(--muted)}.toolbar-actions{display:flex;flex-wrap:wrap;gap:6px}.mini{border:1px solid var(--line);border-radius:10px;background:#fff;padding:8px 10px;color:#475467;font-size:11px;font-weight:850}.result-hero{position:relative;overflow:hidden;margin-top:20px;border:1px solid #dfe3ff;border-radius:21px;background:linear-gradient(135deg,#f0f4ff,#f5f3ff);padding:26px}.result-label{color:var(--primary);font-size:12px;font-weight:950}.result-amount{margin:9px 0 7px;font-size:clamp(37px,5vw,54px);font-weight:950;letter-spacing:-.06em;overflow-wrap:anywhere}.result-amount small{font-size:17px;color:#475467}.result-summary{max-width:680px;margin:0;color:#475467;font-size:12px;line-height:1.65}.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:14px}.result-block,.flow-section,.source-section,.history{margin-top:14px;border:1px solid var(--line);border-radius:17px;background:#fff;padding:18px}.result-block{margin-top:0}.block-title{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px;font-size:13px;font-weight:950}.block-title b{width:24px;height:24px;display:grid;place-items:center;border-radius:8px;background:var(--soft);color:var(--primary);font-size:10px}.breakdown-row{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid #f0f2f5;padding:10px 0;font-size:12px}.breakdown-row:last-child{border:0}.breakdown-row span{color:var(--muted)}.breakdown-row strong{text-align:right}.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.scenario-card{border:1px solid #edf0f4;border-radius:14px;background:var(--surface2);padding:14px}.scenario-card.current{border-color:#ddd6fe;background:#f5f3ff}.scenario-card small{color:var(--muted);font-weight:900}.scenario-card strong{display:block;margin:7px 0 3px;font-size:18px}.scenario-card span{color:var(--muted);font-size:10px}.goal-card{display:grid;grid-template-columns:1fr auto;align-items:center;gap:18px;border-radius:15px;background:var(--ink);padding:18px;color:#fff}.goal-card p{margin:0;color:#b8c0ce;font-size:11px;line-height:1.5}.goal-card strong{display:block;margin-top:5px}.goal-value{color:#c4b5fd;font-size:22px;font-weight:950;text-align:right}.plan-list{display:grid;gap:8px}.plan-item{display:flex;gap:10px;border-radius:13px;background:var(--surface2);padding:12px}.plan-num{width:26px;height:26px;flex:none;display:grid;place-items:center;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--primary);font-size:10px;font-weight:950}.plan-item b{display:block;font-size:12px}.plan-item p{margin:3px 0 0;color:var(--muted);font-size:11px;line-height:1.5}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.related{border:1px solid var(--line);border-radius:11px;background:#fff;padding:11px;color:var(--ink);font-size:11px;font-weight:850;text-decoration:none}.related:hover{border-color:var(--primary);color:var(--primary)}.source-row{display:flex;align-items:center;justify-content:space-between;gap:16px}.source-row p{margin:4px 0 0;color:var(--muted);font-size:10px;line-height:1.55}.source-links{display:flex;flex-wrap:wrap;gap:7px}.source-links a{border-radius:8px;background:var(--soft);padding:7px 9px;color:var(--primary);font-size:10px;font-weight:850;text-decoration:none}.policy-box{margin-top:12px;border-left:3px solid var(--amber);border-radius:8px;background:#fffbeb;padding:12px;color:#6f6040;font-size:10px;line-height:1.6}
.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.content-card{border:1px solid var(--line);border-radius:18px;background:#fff;padding:20px}.content-card h3{margin:0 0 10px;font-size:17px}.content-card p,.content-card li{color:var(--muted);font-size:12px;line-height:1.7}.content-card ul{margin:0;padding-left:18px}.faq{display:grid;gap:9px}.faq details{border:1px solid var(--line);border-radius:13px;background:#fff;padding:14px}.faq summary{cursor:pointer;font-size:12px;font-weight:900}.faq p{margin:10px 0 0;color:var(--muted);font-size:11px;line-height:1.65}.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.hub-card{display:flex;min-height:190px;flex-direction:column;border:1px solid var(--line);border-radius:19px;background:#fff;padding:19px;text-decoration:none}.hub-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.hub-card small{color:var(--primary);font-size:10px;font-weight:950}.hub-card h3{margin:10px 0 8px;font-size:18px}.hub-card p{margin:0;color:var(--muted);font-size:11px;line-height:1.6}.hub-card span{margin-top:auto;padding-top:18px;color:var(--primary);font-size:11px;font-weight:900}.notice{border-left:3px solid var(--primary);background:var(--soft);padding:13px;color:#4b5382;font-size:11px;line-height:1.6}
.footer{background:#101828;color:#fff;padding:38px 0}.footer-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px}.footer p{margin:10px 0 0;color:#98a2b3;font-size:11px;line-height:1.7}.toast{position:fixed;left:50%;bottom:26px;z-index:100;transform:translate(-50%,25px);border-radius:11px;background:#101828;padding:11px 15px;color:#fff;font-size:12px;font-weight:850;opacity:0;pointer-events:none;transition:.2s}.toast.show{opacity:1;transform:translate(-50%,0)}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr}.preview{max-width:660px}.bench{grid-template-columns:320px 1fr}.result-grid{grid-template-columns:1fr}.hub-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.shell{width:min(100% - 24px,1180px)}.nav{min-height:62px}.nav-links{display:none}.hub-link{margin-left:auto}.hero{padding:48px 0 30px}.hero-grid{gap:28px}.section{padding:42px 0}.section-head{display:block}.section-head p{margin-top:9px}.bench{grid-template-columns:1fr}.input-panel{position:static}.result-panel{padding:17px}.toolbar{align-items:flex-start;flex-direction:column}.scenario-grid,.related-grid,.content-grid,.hub-grid{grid-template-columns:1fr}.goal-card{grid-template-columns:1fr}.goal-value{text-align:left}.source-row{align-items:flex-start;flex-direction:column}.preview-steps{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}}
@media print{body{background:#fff}.topbar,.hero,.input-panel,.ad-slot,.toolbar-actions,.related-section,.content-section,.footer,.toast{display:none!important}.section{padding:0}.bench{display:block}.result-panel{border:0;box-shadow:none;padding:0}.shell{width:100%}.result-hero,.result-block,.flow-section{break-inside:avoid}}
/* --- 광고 슬롯: 고정 높이로 화면 밀림(레이아웃 이동) 방지, 게재 시 점선 제거 --- */
.ad-slot--top.is-live{min-height:100px}
.ad-slot--result.is-live{min-height:250px;margin:14px 0}
.ad-slot.is-live{display:block}.ad-slot.is-hidden{display:none!important}
.ad-slot .adsbygoogle{display:block;width:100%}
.ad-label{display:block;margin-bottom:4px;color:#98a2b3;font-size:9px;font-weight:900;letter-spacing:.15em;text-align:center}
@media(max-width:760px){.ad-slot--result.is-live{min-height:280px}}
/* --- 푸터 링크 --- */
.footer-links{display:flex;flex-wrap:wrap;gap:14px;margin-top:14px}
.footer-links a{color:#cbd5e1;font-size:11px;font-weight:800;text-decoration:none}
.footer-links a:hover{color:#fff}
/* --- 정책 문서 페이지 --- */
.doc-page{max-width:760px;margin:0 auto;padding:56px 0}
.doc-page h1{font-size:clamp(30px,4vw,40px);margin:0 0 8px}
.doc-page h2{font-size:20px;margin:34px 0 10px}
.doc-page p,.doc-page li{color:#475467;font-size:13px;line-height:1.8}
.doc-page ul{padding-left:20px}
.doc-updated{color:var(--muted);font-size:11px}

/* --- 가이드 본문 광고: 위아래 12px 간격 --- */
.ad-slot.is-live.ad-slot--tight{margin:12px auto}